Common Questions

Will Everyone Know That I am Bankrupt?

We Do More Than Facilitate the Bankruptcy Process

Dignity and understanding is a key underlying part of our service offering to you. Bankruptcy is already a daunting process that is not easy to go through and we understand that better than most. We are driven by the fact that people come to us for help and we provide that help by applying our expert knowledge in the best possible way.

One of the ways in which we ensure we do everything in our power to protect you, is to ensure we safeguard your dignity. Our clients come to us not only because of our ability to help them navigate their way to a more successful future, but because we do not pass judgement.

We also establish a strong trusts relationship with our clients that includes keeping your financial matters confidential. This is to ensure that the legal process only deals with the parties affected and that it keeps all rules of engagement respectfully in check. This creates an environment that protects all parties affected.

Why It Is Important to Keep Everyone’s Information Private

There are a number of very important reasons why any Bankruptcy process needs to remain private and confidential. The reasons are endless from a legal, personal and social point of view. Some of the reasons we always highlight with our clients may include the following:

You Need to Carry on With Your Life

We understand very well the effect a Bankruptcy process can have on you, the people that work for you, your creditors and most importantly your family. A very important element we always stress with our clients is that they must carry on with their lives, as soon as possible.

The best thing about the Bankruptcy process is that it was designed to protect all parties as best as the law can. This means you can continue to try and make a living or think about the future so that your current situation is only a temporary one. You are allowed to pick yourself up and start again.

Say for example, you want to start a new job or open a new business. You cannot have a dark cloud of uncertainty hanging over your head as you try to rebuild your life. This is why the law needs to protect you so that you can rebuild your life as soon as you can and in the best way possible.

We Need to Consider the Other Parties As Well  

Going through a Bankruptcy process can be challenging not only to the insolvent party undergoing the process, but also the parties that are owed. This is why our clients come to us as they understand that this process is not just about the law, but also about the best possible approaches and solutions to complex situations. This is why we take over the rules of engagement to better serve the interest of all parties. It also takes away the stress and heartache you experience when difficult conversations need to take place.

Confidentiality Helps the Authorities to Perform Their Functions Optimally

By keeping the rules of engagement secure, private and effective will ensure that all parties are protected, and the process is as effective as possible. The law identifies who is authorised to do what and it is important to ensure that all parties do not do anything to cause impediments.

The appointed Trustee will also ensure that you and the other parties are treated equally under the law and this includes protecting everyone’s privacy throughout the entire process. This is not only fair, but the best way to execute all the legal steps as quickly and efficiently as possible.


  • I will definitely recommend Andrew Bell to anyone contemplating bankruptcy. Don't wait! Andrew is there to help. With his knowledge, he can advise you of the best path to take and assist with the mind boggling paperwork.
    Best of all, he is there for you through your entire bankruptcy period.
    Get your life back, it's not as bad as you think.
    Thank you Andrew for lifting the burden and allowing me to move on.

    Karilyn Mahon
  • I saw Andrew for 'advice only' on possible bankruptcy due to a divorce. Left an hour later with the paperwork all done and feeling like a new person!
    Andrew was extremely welcoming and made me feel so comfortable with my decision to proceed immediately.
    This was the best investment I have ever made and cannot speak highly enough of Andrew. He doesn't just give excellent service his follow up afterwards is amazing.
    Thankyou Andrew you made my 'new' life so easy to achieve!

    Vicki Johnston

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What you need to know before declaring bankruptcy