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Will Everyone Know I'm Bankrupt?

Will Everyone Know I’m Bankrupt?

We Do More Than Facilitate the Bankruptcy Process

Dignity and understanding are crucial underlying parts of our service offering. The Bankruptcy process is a daunting process that is not easy to go through, and we understand that better than most. We are driven by the fact that people come to us for help, and we provide that help by applying our expert knowledge in the best possible way.

One of the ways we do this is to ensure we safeguard your privacy as much as possible within the framework of the law.  While there is a public list of bankruptcies free for all to see and credit companies know how to check bankruptcies status, most people, such as friends, colleagues and family, do not need to be made aware unless you wish to tell them.

We establish a trusting relationship, including keeping your financial matters confidential to ensure that the legal process only deals with the parties affected. This creates an environment that protects all parties involved, and once the process is over, your name appears on the discharged bankrupts list known as National Personal Insolvency Index. However, if your safety is at risk, you can request to hide your address from the National Personal Insolvency Index  (NPII).

Why It Is Important to Keep Everyone’s Information Private

There are several significant reasons why any Bankruptcy process needs to remain private and confidential.  The standard period of bankruptcy is three years and one day. There are some restrictions relating to work; for example, you cannot be a company director while bankrupt. Generally, we encourage our clients to carry on with their lives as much as possible during and after bankruptcy.

Carry on With Your Life

The Bankruptcy process is designed to protect all parties as best as the law can. This means you can continue to make a living or plan for the future so that your current situation is only temporary. You are allowed to pick yourself up and start again.

Considering the Other Parties

Going through a Bankruptcy process can be challenging for the insolvent party but also for the other parties that are creditors. This is why our clients come to us, as they understand we’re not just about the law but also the best possible approaches and solutions to complex situations. We consider all parties’ best interests and work towards a win-win solution.

Confidentiality Helps the Authorities

Keeping everything secure, private and effective will ensure that all parties are protected and the bankruptcy process goes as effectively as possible. The law identifies who is authorised to do what, and it is crucial to ensure that all parties do not do anything to cause impediments. The appointed Trustee will also ensure that you and the other parties are treated equally under the law, including protecting everyone’s privacy throughout the process.

Will Everyone Know I’m Bankrupt

“The financial ramifications of bankruptcy are unique to each person, and privacy is an important part of the process. While we have to share information with relevant parties we maintain your privacy within the frame of the law. We’ll work with you to find the best solution for your privacy within the framework of the law.”

Get a complimentary first consultation by calling 1300 887 210. We can help you with questions about privacy during Bankruptcy.



  • I made an appointment with Andrew after finding him on google. I was nervous and apprehensive about what to expect but he made the process of bankruptcy extremely uncomplicated and stress free, allowing myself the opportunity to get the fresh start I was so desperate for. Thank you Andrew I could not recommend you enough.

  • Making the decision to go bankrupt was not easy however once I had spoken to Andrew i felt all my anxiety disappear. Andrew does not judge you and he has an innate ability to put you at ease. He took care of the whole process for me again reducing the stress involved with completing paperwork.
    Thank you very much.

    Hayley Eastough
  • I will definitely recommend Andrew Bell to anyone contemplating bankruptcy. Don't wait! Andrew is there to help. With his knowledge, he can advise you of the best path to take and assist with the mind boggling paperwork.

    Best of all, he is there for you through your entire bankruptcy period. Get your life back, it's not as bad as you think. Thank you Andrew for lifting the burden and allowing me to move on.

    Karilyn Mahon
  • I saw Andrew for 'advice only' on possible bankruptcy due to a divorce. Left an hour later with the paperwork all done and feeling like a new person!

    Andrew was extremely welcoming and made me feel so comfortable with my decision to proceed immediately.

    This was the best investment I have ever made and cannot speak highly enough of Andrew. He doesn't just give excellent service his follow up afterwards is amazing. Thankyou Andrew you made my 'new' life so easy to achieve!

    Vicki Johnston
  • Andrew was very helpful in helping me through the bankruptcy process, as a single mother left with a massive debt from my ex and our previous marriage. I was struggling to keep my head above water on a week to week basis.

    Andrew made me feel at ease immediately and helped me every step of the way, he happily and professionally answered any and all questions I had before, during and after the process. Thanks so much for your help Andrew!

    Aisha Edmonds
  • Would highly recommend Andrew to anyone having financial difficulties. Andrew made me feel very comfortable - he took care of everything and keep in regular contact with me throughout the whole process.

    Service was fantastic and he also keep in regular contact with me when everything had been finalised Thanks Andrew! can now get my life back on track.

    Cassandra Walsh
  • Very prompt service and excellent source of knowledge and information, I highly recommend Andrew's service for a quick turn around of circumstances.

    Eve Damjanovich
  • Andrew put my mind at ease in one easy appointment. Very satisfied with the outcome and service provided. Highly recommend Andrew.

    Tracey Douglas
  • Andrew was a steadying hand with his advice.Showing that things aren't as bad as first thought nor any obstacle insurmountable. If you have questions needing answers, Andrew is the person to ask. Thanks for your advice Andrew.

    Shane Thompson
  • Andrew was very knowledgeable, caring, helpful and compassionate when I went and saw him. He made me feel that I wasn’t the loser and failure that I thought I was being. Even down to the box of tissues on the table.. which I needed. Highly recommend to go see Andrew if your struggling. There is life after!

    Joanne Parker
  • Andrew and his team do an excellent job of helping their clients with bankruptcy advice and it is a pleasure to work with him.

    Gareth Lane
  • Don't hesitate contacting Andrew, I was stressed, struggled sleeping through debt. Andrew put me at ease. He listened to my situation and we decided on my next move. Andrew is professional and easy to talk too. I would recommend highly to anyone who wants help to give him a call. I appreciate your support Andrew. Regards Brett.

  • Andrew has given me back my life!!! After living paycheck to paycheck, I didn’t know what to do. Until I made the big step and booked an appointment with Andrew. As soon as I left his office I felt a huge weight lifted!!!

    Deezy H
  • Andrew was prompt, organised, friendly and efficient with the processing of my documents and made everything very simple for me so I didn’t need to deal with the added pressure and stress. Thank you Andrew for allowing me to start afresh and getting it done within a matter of weeks.


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What you need to know before declaring bankruptcy