Business as usual. We're open for face to face meetings, phone and video calls.

Terms of Use


This website is owned and operated by Bankruptcy Advisory Centre Pty Ltd (ACN 620 648 491) (“Bankruptcy Advisory Centre”). By using or accessing and/or remaining on this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.

Intellectual Property Rights

Other than the content you own, under these Terms, Bankruptcy Advisory Centre and/or its licensors own all the intellectual property rights and materials contained in this Website.

You are granted limited license only for purposes of viewing the material contained on this Website.

Use of Services on Website

As part of your continued use of the Services or to obtain information from the Website, you may be required to provide personal information about yourself which includes:

  1. A preferred name
  2. Telephone number (mobile or landline)
  3. An email address

No warranties

Bankruptcy Advisory Centre’s officers, directors, owners, agents, employees, information providers, (Bankruptcy Advisory Centre’s affiliates) make no representation or warranty of any kind, that the content of this site, its functionality, or operation is error free, free from any defect or that defects will be corrected.

The content is presented to you for illustrative purposes and as general information, it is not intended to be specific advice, and you should not rely on the information in this website alone in making any decision about your finances, solvency management, insolvency administration or related matters.

You should seek and receive specific advice from a trained professional prior to making any decision and conduct your own enquiries to ensure that you are familiar with all the aspects of your unique situation.

No representations

You agree that you have not been induced to enter into this agreement in reliance on, and you are not relying on, any representations or other warranties made by us.

Limitation of Liability

Bankruptcy Advisory Centre and its affiliates will not be liable for any damages, real or assumed, direct or indirect, punitive or consequential incurred as a result of the use of this site, or the information or materials contained within it. This includes, but not limited to any loss of income or profits, damages to third parties, contractual responsibilities, negligence or any tort.


You hereby agree to indemnify, defend and hold Bankruptcy Advisory Centre, and all its officers, directors, owners, agents, employees, information providers, affiliates, (collectively, the “Indemnified Parties”) harmless from and against any and all liability and costs incurred by the Indemnified Parties in connection with any claim arising out of any breach by you of these terms of use including, without limitation, legal fees and costs, by ways of using this Site. You shall cooperate as fully as reasonably required in the defence of any claim.

Should any part of the terms of use be declared invalid or unenforceable by a court of jurisdiction, this shall not affect the validity of any remaining portion and such remaining portion shall remain in full force and effect as if the invalid portion of the Terms of use had been omitted.

Site content, ownership, and use restrictions

The material on this site is protected by copyright under the laws of Australia and other countries through international treaties. Unless otherwise indicated and except for information directly from or links to third-party websites, all rights (including copyright) in all content, other material and compilations contained in, or used to create or support this site including text, graphics, logos, button icons, video images, audio clips and navigational and other software (collectively referred to as the Contents) are owned or controlled, and are reserved by Bankruptcy Advisory Centre and Bankruptcy Advisory Centre’s affiliates.

Governing law

These terms of use are governed by the laws of Australia. You agree to submit to the non-exclusive jurisdiction of the courts of Australia. If you choose to access this site from another location, you are responsible for compliance with applicable local laws.

Privacy policy

We will comply with our privacy policy which is available here.

Severability and Waiver

  1. Severability
    If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

  2. Waiver
    Except as provided herein, the failure to exercise a right or to require performance of an obligation under this Terms shall not affect a party’s ability to exercise such right or require such performance at any time thereafter nor shall be the waiver of a breach constitute a waiver of any subsequent breach.


We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Entire Agreement

These Terms constitute the entire agreement between Bankruptcy Advisory Centre and you in relation to your use of this Website and supersede all prior agreements and understandings.

Revisions to these Terms of use

Bankruptcy Advisory Centre reserves the right to revise or amend these terms of use at any time at our absolute discretion by posting revised terms. You agree that, in the event that any portion of these terms of use is found to be unenforceable, the remainder of these terms of use remain in full force and effect. Any revisions will be effective immediately. By continuing to use this site after any revision becomes effective, you agree to be bound by the revised terms of use. If You do not agree to the new terms, in whole or in part, please stop using the Website.

Contact Us


  • I will definitely recommend Andrew Bell to anyone contemplating bankruptcy. Don't wait! Andrew is there to help. With his knowledge, he can advise you of the best path to take and assist with the mind boggling paperwork.
    Best of all, he is there for you through your entire bankruptcy period.
    Get your life back, it's not as bad as you think.
    Thank you Andrew for lifting the burden and allowing me to move on.

    Karilyn Mahon
  • I saw Andrew for 'advice only' on possible bankruptcy due to a divorce. Left an hour later with the paperwork all done and feeling like a new person!
    Andrew was extremely welcoming and made me feel so comfortable with my decision to proceed immediately.
    This was the best investment I have ever made and cannot speak highly enough of Andrew. He doesn't just give excellent service his follow up afterwards is amazing.
    Thankyou Andrew you made my 'new' life so easy to achieve!

    Vicki Johnston
  • Andrew was very helpful in helping me through the bankruptcy process, as a single mother left with a massive debt from my ex and our previous marriage. I was struggling to keep my head above water on a week to week basis.
    Andrew made me feel at ease immediately and helped me every step of the way, he happily and professionally answered any and all questions I had before, during and after the process.
    Thanks so much for your help Andrew!

    Aisha Edmonds

Fill the form below to download our Free Expert Bankruptcy Guide

What you need to know before declaring bankruptcy